2024 E-Insights Report
Household Debt-To-Income Ratio
Household Debt-To-Income Ratio
![Household Debt To Income Ratio](/business/images/state-of-the-region/e-insights-2024/section-1-1-2-household-debt-to-income-ratio.jpg)
Trend Over Time
![Trend Over Time](/business/images/state-of-the-region/e-insights-2024/section-1-1-2-trend-over-time.jpg)
Competitive Position Trend
![Competitive Position Trend](/business/images/state-of-the-region/e-insights-2024/section-1-1-2-competitive-position-trend.jpg)
About: Measures the ratio of household debt arising from loans to the gross disposable income
earned by the individuals in that household.
Source: Board of Governors of the Federal Reserve System - Household Debt.
- Tampa overtook San Diego in 2019 to become the MSA with the highest household debt to income ratio. Houston and Dallas have had the lowest ratio over the years.
- Tampa Bay had a significantly high ratio over the last decade and resides in the bottom two positions.